Terms of Service
Last updated: March 26, 2026
1. Service Description
PaymentLeaks provides daily intelligence briefings on the global payments and fintech industry. Content is generated using artificial intelligence, automated searches of public sources, and automatic link verification.
2. AI-Generated Content
PaymentLeaks content is generated with the assistance of artificial intelligence. This means:
- Briefings are based on information from publicly available sources, collected automatically.
- Data and links are automatically verified, but may contain errors or inaccuracies.
- Opinions, analyses, and predictions are algorithmically generated and do not represent professional advice.
- We strongly recommend cross-checking all critical information with original sources before making decisions.
- Briefings are based on information from publicly available sources, collected automatically.
- Data and links are automatically verified, but may contain errors or inaccuracies.
- Opinions, analyses, and predictions are algorithmically generated and do not represent professional advice.
- We strongly recommend cross-checking all critical information with original sources before making decisions.
3. Not Financial Advice
PaymentLeaks does NOT provide financial, investment, legal, or regulatory advice.
- "Investment Radar" and "Exposure Check" sections are analytical exercises, not recommendations.
- Mentions of companies, securities, or assets do not constitute buy or sell recommendations.
- Any financial decisions based on PaymentLeaks content are the sole responsibility of the user.
- Always consult a qualified professional before making financial decisions.
- "Investment Radar" and "Exposure Check" sections are analytical exercises, not recommendations.
- Mentions of companies, securities, or assets do not constitute buy or sell recommendations.
- Any financial decisions based on PaymentLeaks content are the sole responsibility of the user.
- Always consult a qualified professional before making financial decisions.
4. Link Verification
PaymentLeaks automatically verifies links included in each briefing:
- HEAD/GET checks are performed on each URL before publication.
- Links that do not respond or return errors are marked as "[link no verificado]".
- Despite verification, links may stop working after publication.
- PaymentLeaks is not responsible for the content of external linked websites.
- HEAD/GET checks are performed on each URL before publication.
- Links that do not respond or return errors are marked as "[link no verificado]".
- Despite verification, links may stop working after publication.
- PaymentLeaks is not responsible for the content of external linked websites.
5. Subscriptions and Payments
Pro subscriptions are managed through Stripe:
- The subscription price is as indicated at the time of purchase.
- Payments are made monthly automatically.
- You can cancel your subscription at any time. Pro access remains until the end of the billed period.
- No refunds are issued for partial periods.
- We reserve the right to modify prices with 30 days' prior notice.
- The subscription price is as indicated at the time of purchase.
- Payments are made monthly automatically.
- You can cancel your subscription at any time. Pro access remains until the end of the billed period.
- No refunds are issued for partial periods.
- We reserve the right to modify prices with 30 days' prior notice.
6. Intellectual Property
The format, structure, and analysis of briefings are the property of PaymentLeaks. News and data referenced belong to their respective sources, which are always cited. Sharing excerpts with attribution is permitted.
7. Limitation of Liability
PaymentLeaks is provided "as is" without warranties of any kind.
- We do not guarantee the accuracy, completeness, or timeliness of content.
- We are not liable for losses or damages arising from the use of content.
- We are not liable for service interruptions, technical errors, or temporary unavailability.
- Maximum liability is limited to the current month's subscription amount.
- We do not guarantee the accuracy, completeness, or timeliness of content.
- We are not liable for losses or damages arising from the use of content.
- We are not liable for service interruptions, technical errors, or temporary unavailability.
- Maximum liability is limited to the current month's subscription amount.
8. Acceptable Use
By using PaymentLeaks, you agree to:
- Not redistribute Pro content in a massive or systematic manner.
- Not use the service for market manipulation or illegal activities.
- Not attempt to access paid content without authorization.
- Not perform automated scraping of the site.
- Not redistribute Pro content in a massive or systematic manner.
- Not use the service for market manipulation or illegal activities.
- Not attempt to access paid content without authorization.
- Not perform automated scraping of the site.
9. Modifications
We reserve the right to modify these terms. Significant changes will be communicated by email to subscribers with at least 15 days' notice.
10. Governing Law
These terms are governed by Spanish law. For any disputes, the parties submit to the courts and tribunals of Madrid.
11. Contact
For any inquiries: respira@chispa.dev