Payments Regulatory Calendar
Regulatory deadlines extracted from all intelligence briefings
🇺🇸
Illinois IFPA< 30d
US|Active
May 13, 2026
🇺🇸Senate Banking Committee — CLARITY vote (confirmed)< 30d
US|Active
May 14 2026 (3 days)
🇺🇸Senate Banking original deadline Apr 27< 30d
US|Active
15 May 2026 (7 days)
🇺🇸Western Union USDPT Solana go-live< 30d
US|Active
May 2026
🇪🇸Physical Bizum (commercial launch)< 30d
Spain|Active
May 2026
🇪🇸Bizum physical NFC — initial rollout< 30d
Spain|Active
May 18 2026 (7 days)
🇺🇸Meta — deadline to respond to Warren on stablecoin< 30d
US|Active
May 20 2026 (9 days)
🇺🇸OpenAI vertical financial services< 30d
US|Active
May 20, 2026 (13 days)
🇦🇺RBA A2A Payments consultation closes< 30d📝 Open
Australia|Active
May 22, 2026 (15 days)
🇦🇺RBA Australia A2A vision submission deadline< 30d
Australia|Active
May 22, 2026 (19 days)
🇧🇷Receita Federal — IRPF 2026 + Pix-CPF< 30d
Brazil|Active
May 29 2026 (18 days)
🇧🇷IRPF 2026 deadline + Pix supervision 360°< 30d
Brazil|Active
May 29 2026
🇮🇳NPCI India — MCC 7016 UPI gift cards compliance< 30d
India|Active
May 31 2026 (20 days)
🇧🇷Nubank full banking license BCB< 30d
Brazil|Active
2026
🇬🇧FCA GBP stablecoins< 30d
UK|Active
2026
🇩🇪Mandatory digital option in shops< 30d
DE|Legislation
2026
🇮🇳DPDP Act (Digital Personal Data Protection)< 30d
India|In effect, rules pending
2026
🇧🇷Open Finance Phase 4< 30d
Brazil|Implementing
2026
🇺🇸FDIC GENIUS Act comprehensive rulemaking< 30d
US|Active
9 June 2026 (35 days)
🇨🇴Bre-B Recurrente go-live< 90d
Colombia|Active
June 2026 (~30 days)
🇮🇩🇨🇳 BI QRIS Indonesia-China grand launch Shanghai< 90d
Indonesia|Active
June 2026
🇪🇺EPI Wero standalone Luxembourg go-live< 90d
EU|Active
mid-2026
🇪🇺Crypto operators framework deadline< 90d
EU|Active
1 July 2026 (57 days)
🇪🇺EU crypto regime operator deadline< 90d
EU|Active
July 1, 2026
California Digital Financial Assets Law< 90d
Global|Active
July 1, 2026
🇺🇸Basel III Endgame< 90d
US|Revised, pending
2026-H2
🇺🇸DTCC tokenization pilot< 90d
US|Active
July 2026 (~70 days)
🇧🇷LCA-China Pix bilateral expansion> 90d
Brazil|Active
H2 2026 (no date)
🇮🇱Lean bank licenses> 90d
IL|Negotiation
H2 2026
🇪🇺ECB Pontes launch> 90d
EU|Active
September 2026 (~118 days)
🇨🇳PBoC Announcement [2026] No.9 (Article 12)> 90d
Global|Active
September 30, 2026 (146 days)
🇧🇷BCB Resolução 561 in force> 90d
Brazil|Active
1 October 2026 (149 days)
India RBI 2FA cross-border> 90d
Global|Active
October 1, 2026
🇦🇺RBA end of surcharges> 90d
Australia|Active
October 1, 2026
🇪🇺Full SEPA Instant mandate> 90d
EU|Active
October 9, 2026
🇺🇸DTCC tokenization full launch> 90d
US|Active
October 2026 (~149 days)
🇰🇷South Korea — FX amendment entry into force> 90d
South Korea|Active
November 2026 (~180 days)
🇪🇺EU Qivalis consortium formal launch> 90d
EU|Active
November 2026
🇪🇺Qivalis EUR stablecoin (Fireblocks issuer)> 90d
EU|Active
November 2026
BCB hybrid billing Brazil> 90d
Global|Active
November 2026
BCB mandatory hybrid invoicing> 90d
Global|Active
November 2026
🇪🇺FIDA (Financial Data Access)> 90d
EU|Under negotiation
2026-2027
🇬🇧UK NPA (New Payments Architecture)> 90d
UK|In development
2026-2027
🇦🇺Payments System Reform> 90d📝 Open
Australia|Under consultation
2026-2027
🇨🇦Bullish-Equiniti M&A operational closing> 90d
Global|Active
January 2027 (~245 days)
Poland KNF fintech sanctions> 90d
Global|Active
January 2027
GENIUS Act enforcement> 90d
Global|Active
January 18, 2027
🇧🇷BCB authorization deadline companies> 90d
Brazil|Active
May 31, 2027
🇨🇦Canadian federal stablecoin law> 90d
Global|Active
2027
NZ Open Banking for SME businesses> 90d
Global|Active
June 2027
🇮🇳Nigeria e-invoicing mandate (TaxStream ref)> 90d
India|Active
July 2027
🇪🇺ECB digital euro first issuance> 90d
EU|Active
2029
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